| . |
 | |  | |  | |  | |  |
No matter your age or driving record we have a company to help insure you. We can shop among several fine companies in our own agency and get the rate you need. Monthly payments, paid in full discounts whatever budget plan you need we can handle. Need to know what the state of Tennessee requires you to do to get your license back? Give us a call and we can find out. All we need is your drivers license number,last name, and date of birth. Come by today and we will have you insured in minutes. We represent several major companies and are able to shop within our own agency for a rate for you. Our computers will take your information and give us the company with the best rate and payment options to match your needs Remember in Tennessee its the law. Without insurance or proof of financial responsibility you could lose your license and be fined. |
| When you buy auto insurance you should know what your getting. Here are some of the terms you may come across: Liability: Protects you from expenses related to bodily injury or property damage you or your car may cause in an accident. Medical: Covers medical expenses for you and passengers that result in an accident. Uninsured Motorist: Pays for expenses associated with bodily injury from an accident caused by an uninsured or hit and run driver who is at fault. Comprehensive: Pays for damage to your car in some way other than a collision. Collision: Pays to repair the damage done to your car in an accident. |
Ben Rogers
Insurance Agency,Inc.
Insurance Agency,Inc.
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
| |
 |
The state of Tennessee only requires that you carry the following limits in order to meet their requirements for
having insurance:
$25,000 Bodily injury limit where one person is involved
$50,000 Bodily injury limit where more than one person involved
$10,000 Property damage done to someone else
This simply is not enough coverage to protect you. Our agency recommends that you inquire about carrying
much higher limits than this. You pay for your base limits and in most cases the cost to increase your limits
cost very little. Try buying a new car for $10,000 and you will see what we are talking about. On the bodily
injury side you simply do not know the amount you could be held liable for. Ask your agent to figure the next
available limits for you which in most cases is 50,000/100,000 25,0000. At the very least increase your
property damage limit to $25,000. A lot of insureds even add an umbrella plan to the basic coverages that
extends their coverage to $1,000,000. The cost of an umbrella is very small and protects your auto and
home. With an umbrella you are required to carry certain limits of liability on your policies in order to qualify for
the policy then it picks up after those limits.
It is your responsibility to determine the amount of insurance you feel is correct to carry for yourself. Your
agent can provide cost figures on coverage amounts but the final decision on what amount of coverage you
end up with is determined by you.
*** This provides a description of coverage, not a statement of contract.
You should see your actual policy for complete details of coverage.
Click here for information on an SR-22 filing with the state
having insurance:
$25,000 Bodily injury limit where one person is involved
$50,000 Bodily injury limit where more than one person involved
$10,000 Property damage done to someone else
This simply is not enough coverage to protect you. Our agency recommends that you inquire about carrying
much higher limits than this. You pay for your base limits and in most cases the cost to increase your limits
cost very little. Try buying a new car for $10,000 and you will see what we are talking about. On the bodily
injury side you simply do not know the amount you could be held liable for. Ask your agent to figure the next
available limits for you which in most cases is 50,000/100,000 25,0000. At the very least increase your
property damage limit to $25,000. A lot of insureds even add an umbrella plan to the basic coverages that
extends their coverage to $1,000,000. The cost of an umbrella is very small and protects your auto and
home. With an umbrella you are required to carry certain limits of liability on your policies in order to qualify for
the policy then it picks up after those limits.
It is your responsibility to determine the amount of insurance you feel is correct to carry for yourself. Your
agent can provide cost figures on coverage amounts but the final decision on what amount of coverage you
end up with is determined by you.
*** This provides a description of coverage, not a statement of contract.
You should see your actual policy for complete details of coverage.
Click here for information on an SR-22 filing with the state
| Car Insurance |
124 W Central Ave LaFollette,Tn 423.562.3309
